Effective Date: February 2, 2025 (Last Revised: June 21, 2025)

1. Educational and Informational Purposes Only

The information provided by Ruspen Group ("we," "us," or "our") on this website, including but not limited to quizzes, assessments, email communications, landing pages, or downloadable content, is for general educational and informational purposes only. All content is presented in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

2. Not Financial, Investment, or Legal Advice

The content on this site is not intended as, and does not constitute, financial advice, investment advice, legal advice, tax advice, or any other type of professional advice. You should not make financial or investment decisions based solely on information from this site. We recommend that you consult with a licensed financial advisor, tax professional, or attorney before making any financial or investment decisions.

Your personalized score or quiz result is not a recommendation to buy, sell, or hold any investment or financial product.

3. No Offer or Endorsement

We are not affiliated with or endorsed by any government agency, including the IRS or U.S. Treasury. The presence of third-party names, logos, or offerings does not constitute an endorsement or partnership unless explicitly stated.

If we present information about third-party services or companies (e.g., precious metals providers), it is for your convenience. We may receive compensation if you choose to engage with those providers, but we do not guarantee the accuracy, service, or offerings of any third party.

4. Testimonials and Results

Testimonials and user feedback presented on our Site are not intended to guarantee that anyone will achieve the same or similar results. Individual outcomes may vary based on a wide variety of factors, many of which are beyond our control. Any statements about potential savings or results should be considered illustrative and not predictive.

5. Forward-Looking Statements

Some content may contain forward-looking statements. These are only predictions and actual results may vary materially. Ruspen Group does not undertake any obligation to update or revise such statements.

6. Limitation of Liability

Under no circumstances shall Ruspen Group or its affiliates be liable to you for any loss or damages of any kind incurred as a result of the use of our site or reliance on any information provided. Your use of the site and your reliance on any information is solely at your own risk.

7. Contact

If you have any questions about this disclaimer, you may contact us at:

Ruspen Group

1784 W Northfield Blvd #194 Murfreesboro, Tennessee 37129

Email: ruspengroup@ruspen.com

By using this site, you agree to the terms of this Disclaimer.