Ruspen Group Privacy Policy

Effective Date: February 2, 2025 (Last Revised: June 21, 2025)

1. Introduction

Ruspen Group ("Ruspen," "Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit any website, landing page, funnel, or quiz we operate (collectively, the "Site"), or otherwise engage with our services (the "Services").

Educational Focus. Ruspen Group is an educational publisher. We do not provide investment, legal, or tax advice.

2. Information We Collect

We may collect the following types of information:

- Personal Identifiers: Such as name, email address, postal address, and IP address.

- Customer Records: Including details of services or products viewed or requested.

- Internet or Network Activity: Including your device type, browser, pages viewed, time spent, and interactions with the Site.

- Geolocation Data: Based on your IP address to approximate your location.

We do not intentionally collect sensitive personal data such as Social Security numbers or health-related information.

Information is collected:

- Directly from you when voluntarily submitted (e.g., form entries, quiz participation).

- Automatically through cookies, pixels, and tracking scripts.

3. How We Use Information

We use the information we collect to:

1. Generate and display your personalized quiz or assessment results.

2. Present educational content and trusted partner options relevant to your answers.

3. Respond to inquiries and provide customer support.

4. Improve, test, and monitor the effectiveness of our Site and Services.

5. Detect, investigate, and prevent fraud or security incidents.

6. Comply with legal obligations and enforce our terms.

We do not sell or rent your personal information.

4. Disclosure of Information

We may share information only as follows:

- Service Providers: With vendors who perform services on our behalf (e.g., email delivery, hosting, analytics) and who are contractually required to keep data confidential.

- Legal Compliance: When required by law, subpoena, or to protect rights, property, or safety.

- Business Transfers: In connection with a merger, acquisition, financing, or sale of assets.

We do not share your personal information with third-party advertisers for their own marketing.

5. Your Privacy Rights

5.1 General Rights

You may access, correct, update, or delete personal information by contacting us (see Section 10).

5.2 U.S. State-Specific Rights

California (CCPA/CPRA), Colorado, Connecticut, Utah, and Virginia residents have the right to:

1. Know the categories and specific pieces of personal information we collected.

2. Request deletion of personal information (with certain exceptions).

3. Request correction of inaccurate information.

4. Request to limit the use of Sensitive Personal Information (not applicable—we do not collect such data).

5. Opt out of the sale or sharing of personal information (not applicable—we do not sell/share for cross-context advertising).

To exercise any of these rights, email ruspengroup@ruspen.com. We will verify your request consistent with applicable law.

5.3 GDPR (EEA/UK) Rights

If you are located in the European Economic Area or the United Kingdom, you have rights to access, rectify, erase, restrict, or object to processing, and the right to data portability. You may also lodge a complaint with a supervisory authority.

6. Cookies & Tracking Technologies

We use first-party and third-party cookies, pixels, and scripts to:

- remember preferences and quiz progress;

- analyze Site traffic and performance;

- prevent fraud.

You can control cookies through your browser settings or by using industry opt-out tools (e.g., https://optout.aboutads.info).

7. Data Retention

We retain personal information only as long as necessary for the purposes described in this Policy, unless a longer period is required by law.

8. Data Security

We implement administrative, technical, and physical safeguards designed to protect personal information. No internet transmission or storage system is guaranteed 100% secure; therefore, we cannot promise absolute security.

9. Children’s Privacy

Our Site and Services are intended for adults 18+. We do not knowingly collect data from children under 13. If we learn we have inadvertently collected such data, we will delete it.

10. Contact Us

Ruspen Group – Privacy Office

1784 W Northfield Blvd #194

Murfreesboro, Tennessee 37129

Email: ruspengroup@ruspen.com

11. Changes to This Policy

We may update this Privacy Policy periodically. If we make material changes, we will post the updated version here and revise the “Last Revised” date. Your continued use of the Site constitutes acceptance of the updated Policy.

By using our Site or Services, you acknowledge that you have read and understood this Privacy Policy and consent to our practices as described.